When it comes time to renew your insurance, it is important to review your situation to see if your insurance protection still meets your needs. Have your circumstances changed in the last twelve months? Have you expanded, moved, changed the services your business offers or simply made an extension or completed renovations to your home? These are just some of the factors that can impact on your insurance policies.
You also have a Duty of Disclosure that applies at renewal – not just when you first arrange your insurance policy. This means you have an obligation to inform your insurer about any information that is relevant to them providing you with your policy.
At renewal time, we provide you with an invitation to discuss your insurance needs with us. In many cases, this can simply be in the form of correspondence between us. However, for more complex scenarios, we will discuss your circumstances one-on-one to make sure your insurance protection is up to date and provides the cover you need. Remember, we’re here to help you.